25 Nov A CHRISTMAS GIFT FOR YOUR HOME Home Contents Insurance by DallBogg: Life and Health Inc.

DallBogg: Life and Health Inc. offers property insurance at a Christmas promotional price valid from 1st December 2016 to 1st February 2017. The discount amounts to 40% of the price of the standard insurance.

The procedure of contacting a Home Contents Insurance is facilitated as much as possible:
A home inspection is not carried out, while at insuring possessions against “Burglary” amounting to less than 5,000 leva, there is no need to be inventoried;
No need ownership documents (Notarial Deed) to be presented;
You can insure not only your own home but also your parents’ or relatives’ one. The home’s owner does not have obligatorily to attend – you can conclude the insurance on their behalf.
Risks covered:
“Basic coverage” – against fire, thunder, lightning, explosion,
implosion, collision (fall) of aircraft, flying bodies, parts and objects falling from them.
“Extended coverage 1”: Natural disasters – storm, hurricane, hail, torrential rain, severity and soaking due to natural accumulation of ice and snow, frost, flood due to natural disasters, damage from falling trees, branches and other external objects due to natural disasters sliding snow masses (avalanche);
“Extended coverage 2”: Wetting because of bursting of plumbing, sewage, heating, ventilation, sprinkler (fire) steam systems or of a forgotten open valve.
“Extra coverage 1”: Burglary and/or use of technical devices;
“Extra coverage 2”: Vandalism, arson and malicious explosion;
“Extra coverage 3”: Robbery;
“Extra coverage 4”: Short circuit, overvoltage or electric shock;
“Extra coverage 5”: Damage to insured property in blow from a vehicle or an animal, which do not belong or are out of the control of the Insured;
“Extra coverage 6”: Earthquake;
“Extra coverage 7”: Landslide and rockslide;
“Extra coverage 8”: Damage from the action of waves;
“Extended coverage 1”: Breaking windows and showcases;
“Extended coverage 2”: Damage to insured property during its transportation from one address to another;
“Extended coverage 3”: Loss of rental income;
“Extended coverage 4”: Civil liability to third parties;
“Extended coverage 5”: Costs to prevent or limit the destructive effects of an insured event.

Sample insurance amounts and prices:

Option 1:
A home for 25,000 leva
Covered risks: Fire, Natural disaster, Pipe failure, Vandalism and Earthquake
Home property for 2,000 leva
Covered risks: Fire, Natural disaster, Pipe failure, Burglary, Short circuit and Earthquake
Risks up to a limit of 1,000 leva – Breaking windows and showcases, and Civil liability to third parties
Final insurance premium – 40.05 leva

Option 2:
A home for 50,000 leva
Covered risks: Fire, Natural disaster, Pipe failure, Vandalism and Earthquake
Home property for 2,500 leva
Covered risks: Fire, Natural disaster, Pipe failure, Burglary, Short circuit and Earthquake
Risks up to a limit of 1,000 leva – Breaking windows showcases, and Civil liability to third parties
Final insurance premium – 70.14 leva

Option 3:
A home for 100,000 leva
Covered risks: Fire, Natural disaster, Pipe failure, Vandalism and Earthquake
Home property for 5,000 leva
Covered risks: Fire, Natural disaster, Pipe failure, Burglary, Short circuit and Earthquake
Risks up to a limit of 1,000 leva – Breaking windows and showcases, and Civil liability to third parties
Final insurance premium – 137.82 leva

Note: To the Basic coverage you can also add only certain risks of extra and extended coverage!
Then the price will be lower!

DALLBOGG: LIFE AND HEALTH INC. WISHES YOU AND YOUR FAMILY A MERRY CHRISTMAS AND A HAPPY NEW YEAR!