{"id":21589,"date":"2026-01-23T18:00:24","date_gmt":"2026-01-23T16:00:24","guid":{"rendered":"https:\/\/dallbogg.com\/?p=21589"},"modified":"2026-01-26T16:45:28","modified_gmt":"2026-01-26T14:45:28","slug":"dallbogg-shows-record-capital-adequacy-of-188-54-for-2025","status":"publish","type":"post","link":"https:\/\/dallbogg.com\/ro\/dallbogg-shows-record-capital-adequacy-of-188-54-for-2025\/","title":{"rendered":"DallBogg \u00eenregistreaz\u0103 o adecvare a capitalului record de 188,54% pentru 2025"},"content":{"rendered":"

Asiguratorul este solid \u0219i stabil. Autoritatea de reglementare este p\u0103rtinitoare, dac\u0103 nu chiar mai r\u0103u<\/i><\/p>\n

Nicio problem\u0103 cu autoritatea de reglementare nu este \u201eexagerat\u0103\u201d, a\u0219a cum sus\u021bine un mijloc de informare \u00een mas\u0103 manipulator. De asemenea, nu exist\u0103 tranzac\u021bii ilegale \u00eentre p\u0103r\u021bi afiliate. Legea nu interzice<\/b> astfel de tranzac\u021bii, iar acestea sunt expres permise \u0219i legale atunci c\u00e2nd sunt efectuate \u00een limitele reglementare<\/u>, \u00een conformitate cu principiile transparen\u021bei \u0219i ale investi\u021biilor rezonabile.<\/p>\n

 <\/p>\n

 <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Investments<\/strong><\/p>\n<\/td>\n

\n

31.12.2025<\/strong><\/p>\n<\/td>\n<\/tr>\n

Amount in BGN<\/strong><\/td>\nShare<\/strong><\/td>\nLimit<\/strong><\/td>\n<\/tr>\n
Real estates<\/td>\n\n

161 634 867,30<\/p>\n<\/td>\n

29,7%<\/td>\n35,0%<\/td>\n<\/tr>\n
Corporate Infrastructure bonds<\/td>\n\n

39 949 353,41<\/p>\n<\/td>\n

7,4%<\/td>\n20,0%<\/td>\n<\/tr>\n
Shares and equity interests in subsidiaries (DallBogg Pensions)<\/td>\n31 500 000,00<\/td>\n5,8%<\/td>\n15,0%<\/td>\n<\/tr>\n
Shares and equity interests in subsidiaries (Pinching Rays)<\/td>\n34 500 000,00<\/td>\n6,3%<\/td>\n15,0%<\/td>\n<\/tr>\n
Corporate bonds AISV (Secora)<\/td>\n117 101 255,10<\/td>\n21,5%<\/td>\n25,0%<\/td>\n<\/tr>\n
Corporate bonds QIA (Hospital)<\/td>\n24 440 051,68<\/td>\n4,5%<\/td>\n25,0%<\/td>\n<\/tr>\n
Government bonds (FR, ES)<\/td>\n2 912 985,10<\/td>\n0,5%<\/td>\n85,0%<\/td>\n<\/tr>\n
Currency hedge (EUR\/USD)<\/td>\n4 413 240,04<\/td>\n0,8%<\/td>\n15,0%<\/td>\n<\/tr>\n
Shares (BG)<\/td>\n15 734 024,00<\/td>\n2,9%<\/td>\n25,0%<\/td>\n<\/tr>\n
Shares (U.S.\/EU)<\/td>\n12 563 795,02<\/td>\n2,3%<\/td>\n55,0%<\/td>\n<\/tr>\n
Cash and cash equivalents<\/td>\n98 684 496,21<\/td>\n18,2%<\/td>\n45,0%<\/td>\n<\/tr>\n
Total investments<\/strong><\/td>\n543 434 067,86<\/strong><\/td>\n100,0%<\/strong><\/td>\n100,0%<\/strong><\/td>\n<\/tr>\n
Investment share in related entities<\/td>\n126 096 617,45<\/td>\n23,20%<\/td>\n25,00%<\/td>\n<\/tr>\n
Corporate bonds share within investments<\/td>\n141 541 306,78<\/td>\n26,05%<\/td>\n40,00%<\/td>\n<\/tr>\n
Investment share in a single property<\/td>\n81 000 000,00<\/td>\n14,91%<\/td>\n25,00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/p>\n

Cerin\u021ba de capital de solvabilitate (SCR) pentru 2025 a celui mai mare \u0219i mai bine capitalizat asigur\u0103tor bulgar, DallBogg, se preconizeaz\u0103 c\u0103 va atinge un nivel record de 188,54%, cu un prag minim de 100%. Nu exist\u0103 \u00eenc\u0103lc\u0103ri. Nu exist\u0103 tranzac\u021bii ilegale<\/b>. Orice caracterizare a opera\u021biunilor ca fiind \u201egoale\u201d, \u201einterzise\u201d sau \u201eilegale\u201d sunt insinu\u0103ri lipsite de temei juridic \u0219i factual, menite exclusiv s\u0103 submineze autoritatea companiei \u0219i s\u0103 instaureze incertitudine \u00een r\u00e2ndul publicului. Cum pot fi \u201egoale\u201d tranzac\u021biile notariale atunci c\u00e2nd bunurile imobiliare \u0219i banii sunt transfera\u021bi \u00een totalitate \u00een conformitate cu regulile \u0219i legea, cu scopul de a consolida asigur\u0103torul \u0219i de a oferi servicii mai bune asigura\u021bilor \u0219i beneficiarilor \u00een cadrul poli\u021belor de asigurare? Toate instruc\u021biunile \u0219i m\u0103surile autorit\u0103\u021bii de reglementare au fost implementate cu stricte\u021be.<\/p>\n

Autoritatea european\u0103 EIOPA este pe deplin informat\u0103 cu privire la rezultatele restructur\u0103rii \u0219i comportamentul exemplar pe pia\u021b\u0103 pe toate pie\u021bele europene, \u00een conformitate cu cele nou\u0103 criterii stricte stabilite de EIOPA. EIOPA este, de asemenea, la curent cu \u00eendeplinirea criteriilor de adecvare a capitalului \u0219i este acum pe deplin informat\u0103 cu privire la obstacolele artificiale pe care FSC le creeaz\u0103 asigur\u0103torului pentru a-\u0219i \u00eenregistra capitalul majorat \u2013 nu capital \u201efictiv\u201d, ci integral \u0219i efectiv v\u0103rsat, exact a\u0219a cum prevede legea \u0219i FSC.<\/p>\n

De fapt, adev\u0103rata problem\u0103 nu rezid\u0103 \u00een activit\u0103\u021bile companiei, ci \u00een ac\u021biunile Comisiei de Supraveghere Financiar\u0103<\/b>. Prin proceduri judiciare ini\u021biate f\u0103r\u0103 interes juridic \u0219i f\u0103r\u0103 temei juridic<\/b>, conform unei hot\u0103r\u00e2ri a Tribunalului din Sofia, FSC a blocat efectiv \u00eenregistrarea major\u0103rii de capital a asigur\u0103torului cu 80 de milioane de leva. Aceste proceduri \u2013 denumite \u00een mod figurativ \u201ecazul palmei\u201d \u2013 au fost utilizate ca pretext formal pentru ordine administrative ulterioare, la fel de ilegale, emise de autoritatea de supraveghere a investi\u021biilor. Simpla depunere a unei cereri a fost utilizat\u0103 ca baz\u0103 pentru o m\u0103sur\u0103 coercitiv\u0103 \u00eempotriva Depozitarului Central, pentru a opri emiterea de ac\u021biuni c\u0103tre un nou investitor \u0219i a bloca \u00eenregistrarea major\u0103rii de capital, care a fost, de asemenea, dispus\u0103 de autoritatea de reglementare \u00een ceea ce prive\u0219te suma.<\/p>\n

Indiferent de aceast\u0103 serie de ac\u021biuni fabricate formal, dar \u00een esen\u021b\u0103 nefondate \u0219i ilegale:<\/b> activit\u0103\u021bile societ\u0103\u021bii sunt \u00een \u00eentregime legale \u0219i se desf\u0103\u0219oar\u0103 sub supravegherea autorit\u0103\u021bii de reglementare. Ast\u0103zi, societatea dispune at\u00e2t de active, c\u00e2t \u0219i de lichidit\u0103\u021bi \u2013 ce ar putea fi mai bun dec\u00e2t asta pentru \u00eendeplinirea corespunz\u0103toare a atribu\u021biilor autorit\u0103\u021bii de reglementare \u0219i pentru persoanele asigurate \u0219i beneficiarii asigur\u0103rii?<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"

Asiguratorul este solid \u0219i stabil. Autoritatea de reglementare este p\u0103rtinitoare, dac\u0103 nu chiar mai r\u0103u Nicio problem\u0103 cu autoritatea de reglementare nu este \u201eexagerat\u0103\u201d, a\u0219a cum sus\u021bine un mijloc de informare \u00een mas\u0103 manipulator. De asemenea, nu exist\u0103 tranzac\u021bii ilegale \u00eentre p\u0103r\u021bi afiliate. Legea nu…<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69],"tags":[],"yoast_head":"\nDallBogg \u00eenregistreaz\u0103 o adecvare a capitalului record de 188,54% pentru 2025 - \u0417\u0410\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433 \u0416\u0438\u0432\u043e\u0442 \u0438 \u0437\u0434\u0440\u0430\u0432\u0435 \u0410\u0414<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dallbogg.com\/ro\/dallbogg-shows-record-capital-adequacy-of-188-54-for-2025\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DallBogg \u00eenregistreaz\u0103 o adecvare a capitalului record de 188,54% pentru 2025 - \u0417\u0410\u0414 \u0414\u0430\u043b\u043b\u0411\u043e\u0433\u0433 \u0416\u0438\u0432\u043e\u0442 \u0438 \u0437\u0434\u0440\u0430\u0432\u0435 \u0410\u0414\" \/>\n<meta property=\"og:description\" content=\"Asiguratorul este solid \u0219i stabil. 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