{"id":17859,"date":"2020-12-02T12:19:00","date_gmt":"2020-12-02T10:19:00","guid":{"rendered":"https:\/\/dallbogg.com\/?page_id=17859"},"modified":"2026-04-08T11:46:10","modified_gmt":"2026-04-08T08:46:10","slug":"home","status":"publish","type":"page","link":"https:\/\/dallbogg.com\/el\/","title":{"rendered":"\u0391\u03c1\u03c7\u03b9\u03ba\u03ae"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221;][vc_column]\n\t\t\t<!-- START home slider gr REVOLUTION SLIDER 6.7.38 --><p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t<rs-module-wrap id=\"rev_slider_13_1_wrapper\" data-source=\"gallery\" style=\"visibility:hidden;background:transparent;padding:0;margin:0px auto;margin-top:0;margin-bottom:0;\">\n\t\t\t\t<rs-module 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\u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2,<\/strong><\/h4>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text css=&#8221;&#8221;]\u039f \u03b2\u03bf\u03c5\u03bb\u03b3\u03b1\u03c1\u03b9\u03ba\u03cc\u03c2 \u03c1\u03c5\u03b8\u03bc\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc\u03c2 \u03c6\u03bf\u03c1\u03ad\u03b1\u03c2 \u03b1\u03c0\u03b1\u03b3\u03cc\u03c1\u03b5\u03c5\u03c3\u03b5 \u03c3\u03c4\u03b7 DallBogg \u03bd\u03b1 \u03c0\u03c9\u03bb\u03b5\u03af \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03ae\u03c1\u03b9\u03b1 \u03c3\u03c4\u03bf \u03ad\u03b4\u03b1\u03c6\u03bf\u03c2 \u03c4\u03b7\u03c2 \u0394\u03b7\u03bc\u03bf\u03ba\u03c1\u03b1\u03c4\u03af\u03b1\u03c2 \u03c4\u03b7\u03c2 \u0392\u03bf\u03c5\u03bb\u03b3\u03b1\u03c1\u03af\u03b1\u03c2, \u03b3\u03b5\u03b3\u03bf\u03bd\u03cc\u03c2 \u03c0\u03bf\u03c5 de facto \u03c3\u03c4\u03ad\u03c1\u03b7\u03c3\u03b5 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1 \u03c4\u03b1 \u03ad\u03c3\u03bf\u03b4\u03ac \u03c4\u03b7\u03c2. \u03a0\u03c1\u03cc\u03ba\u03b5\u03b9\u03c4\u03b1\u03b9 \u03b3\u03b9\u03b1 \u03b1\u03ba\u03cc\u03bc\u03b7 \u03bc\u03af\u03b1 \u03c3\u03c4\u03bf\u03c7\u03b5\u03c5\u03bc\u03ad\u03bd\u03b7 \u03b5\u03c0\u03af\u03b8\u03b5\u03c3\u03b7 \u03b5\u03ba \u03bc\u03ad\u03c1\u03bf\u03c5\u03c2 \u03c4\u03b7\u03c2 \u0395\u03c0\u03b9\u03c4\u03c1\u03bf\u03c0\u03ae\u03c2 \u03a7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae\u03c2 \u0395\u03c0\u03bf\u03c0\u03c4\u03b5\u03af\u03b1\u03c2 (FSC) \u03ba\u03b1\u03c4\u03ac \u03c4\u03b7\u03c2 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1\u03c2 \u03c3\u03c4\u03b7 \u03b2\u03bf\u03c5\u03bb\u03b3\u03b1\u03c1\u03b9\u03ba\u03ae \u03b1\u03b3\u03bf\u03c1\u03ac. \u0395\u03af\u03bd\u03b1\u03b9 \u03c0\u03c1\u03bf\u03c6\u03b1\u03bd\u03ad\u03c2 \u03cc\u03c4\u03b9 \u03b7 \u0395\u03c0\u03b9\u03c4\u03c1\u03bf\u03c0\u03ae \u03a7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ae\u03c2 \u0395\u03c0\u03bf\u03c0\u03c4\u03b5\u03af\u03b1\u03c2 \u03ba\u03b1\u03c4\u03b1\u03b2\u03ac\u03bb\u03bb\u03b5\u03b9 \u03ba\u03ac\u03b8\u03b5 \u03b4\u03c5\u03bd\u03b1\u03c4\u03ae \u03c0\u03c1\u03bf\u03c3\u03c0\u03ac\u03b8\u03b5\u03b9\u03b1 \u03bd\u03b1 \u03ba\u03b1\u03c4\u03b1\u03c3\u03c4\u03ae\u03c3\u03b5\u03b9 \u03b1\u03b4\u03cd\u03bd\u03b1\u03c4\u03b7 \u03c4\u03b7 \u03c3\u03c5\u03bd\u03ae\u03b8\u03b7 \u03ac\u03c3\u03ba\u03b7\u03c3\u03b7 \u03c4\u03b7\u03c2 \u03b4\u03c1\u03b1\u03c3\u03c4\u03b7\u03c1\u03b9\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2 \u03c4\u03b7\u03c2 DallBogg, \u03c3\u03c4\u03b5\u03c1\u03ce\u03bd\u03c4\u03b1\u03c2 \u03c4\u03b7\u03bd \u03b1\u03c0\u03cc \u03ba\u03ac\u03b8\u03b5 \u03b5\u03af\u03b4\u03bf\u03c5\u03c2 \u03ad\u03c3\u03bf\u03b4\u03b1 \u03ba\u03b1\u03b9 \u03b5\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03ce\u03bd\u03c4\u03b1\u03c2 \u03bd\u03b1 \u03c0\u03b1\u03c1\u03b5\u03bc\u03c0\u03bf\u03b4\u03af\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u03ba\u03b1\u03c4\u03b1\u03b2\u03bf\u03bb\u03ae \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ce\u03bd \u03b1\u03c0\u03bf\u03b6\u03b7\u03bc\u03b9\u03ce\u03c3\u03b5\u03c9\u03bd. \u0397 DallBogg \u03b8\u03b1 \u03c0\u03c1\u03bf\u03b2\u03b5\u03af \u03c3\u03c4\u03b9\u03c2 \u03b1\u03bd\u03c4\u03af\u03c3\u03c4\u03bf\u03b9\u03c7\u03b5\u03c2 \u03b5\u03bd\u03ad\u03c1\u03b3\u03b5\u03b9\u03b5\u03c2 \u03bc\u03ad\u03c3\u03c9 \u03c4\u03b7\u03c2 \u03b4\u03b9\u03ba\u03b1\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03bf\u03b4\u03bf\u03cd, \u03c0\u03c1\u03bf\u03ba\u03b5\u03b9\u03bc\u03ad\u03bd\u03bf\u03c5 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c4\u03b1\u03c4\u03b5\u03cd\u03c3\u03b5\u03b9 \u03c4\u03cc\u03c3\u03bf \u03c4\u03b1 \u03bd\u03cc\u03bc\u03b9\u03bc\u03b1 \u03b4\u03b9\u03ba\u03b1\u03b9\u03ce\u03bc\u03b1\u03c4\u03b1 \u03ba\u03b1\u03b9 \u03c3\u03c5\u03bc\u03c6\u03ad\u03c1\u03bf\u03bd\u03c4\u03ac \u03c4\u03b7\u03c2 \u03cc\u03c3\u03bf \u03ba\u03b1\u03b9 \u03b5\u03ba\u03b5\u03af\u03bd\u03b1 \u03c4\u03c9\u03bd \u03c0\u03b5\u03bb\u03b1\u03c4\u03ce\u03bd \u03c4\u03b7\u03c2.<\/p>\n<p>&nbsp;<\/p>\n<p>\u03a0\u03b1\u03c1\u03ac \u03c4\u03b7\u03bd \u03b5\u03bd \u03bb\u03cc\u03b3\u03c9 \u03c3\u03c4\u03bf\u03c7\u03b5\u03c5\u03bc\u03ad\u03bd\u03b7 \u03b5\u03ba\u03c3\u03c4\u03c1\u03b1\u03c4\u03b5\u03af\u03b1, \u03b7 DallBogg \u03c0\u03b1\u03c1\u03b1\u03bc\u03ad\u03bd\u03b5\u03b9 \u03bc\u03b9\u03b1 \u03b5\u03be\u03b1\u03b9\u03c1\u03b5\u03c4\u03b9\u03ba\u03ac \u03b9\u03c3\u03c7\u03c5\u03c1\u03ac \u03ba\u03b5\u03c6\u03b1\u03bb\u03b1\u03b9\u03bf\u03c0\u03bf\u03b9\u03b7\u03bc\u03ad\u03bd\u03b7 \u03b5\u03c0\u03b9\u03c7\u03b5\u03af\u03c1\u03b7\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03c3\u03c5\u03bd\u03b5\u03c7\u03af\u03b6\u03b5\u03b9 \u03bd\u03b1 \u03ba\u03b1\u03c4\u03b1\u03b2\u03ac\u03bb\u03bb\u03b5\u03b9 \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03ac \u03b1\u03c0\u03bf\u03b6\u03b7\u03bc\u03b9\u03ce\u03c3\u03b5\u03b9\u03c2 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2 \u03c4\u03b7\u03c2. \u0396\u03b7\u03c4\u03bf\u03cd\u03bc\u03b5 \u03c3\u03c5\u03b3\u03b3\u03bd\u03ce\u03bc\u03b7 \u03b5\u03ac\u03bd \u03bf\u03b9 \u03b5\u03bd\u03ad\u03c1\u03b3\u03b5\u03b9\u03b5\u03c2 \u03c4\u03b7\u03c2 FSC \u03c0\u03c1\u03bf\u03ba\u03b1\u03bb\u03bf\u03cd\u03bd \u03bf\u03c1\u03b9\u03c3\u03bc\u03ad\u03bd\u03b5\u03c2 \u03ba\u03b1\u03b8\u03c5\u03c3\u03c4\u03b5\u03c1\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c3\u03c4\u03b7 \u03b4\u03b9\u03b1\u03c7\u03b5\u03af\u03c1\u03b9\u03c3\u03b7 \u03b6\u03b7\u03bc\u03b9\u03ce\u03bd. \u0397 DallBogg \u03b5\u03be\u03b1\u03ba\u03bf\u03bb\u03bf\u03c5\u03b8\u03b5\u03af \u03bd\u03b1 \u03ba\u03b1\u03c4\u03b1\u03b2\u03ac\u03bb\u03bb\u03b5\u03b9 \u03ba\u03b1\u03bd\u03bf\u03bd\u03b9\u03ba\u03ac \u03c4\u03b9\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b1\u03c0\u03bf\u03b6\u03b7\u03bc\u03b9\u03ce\u03c3\u03b5\u03b9\u03c2 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2 \u03c4\u03b7\u03c2.[\/vc_column_text][vc_empty_space][vc_column_text css=&#8221;&#8221;]<\/p>\n<h4><em><strong>Statement of DallBogg regarding the decision of the FSC of October 1,\u00a02025, imposing a new ban on the company\u2019s cross-border activity<\/strong><\/em><\/h4>\n<p>[\/vc_column_text][vc_empty_space][vc_column_text css=&#8221;&#8221;]The largest Bulgarian insurer \u201cDallBogg: Life and Health&#8221; is committed to providing the best possible insurance products and to protecting what matters most to our customers \u2013 their security and quality of life. Our first priory is to ensure that our customers feel safe and at ease.<\/p>\n<p>&nbsp;<\/p>\n<p>In this spirit, DallBogg has successfully expanded across Europe over the past years, developing into one of the most dynamic and fastest-growing insurers. However, our cross-border insurance activities have recently faced a temporary setback. The Financial Supervision Commission (FSC) issued a three-month suspension of DallBogg\u2019s ability to expand or conclude new insurance contracts, on the basis of delayed\u00a0answers to\u00a0customer complaints. Thereby, the FSC intended to allow us time to reinforce our internal capacities.<\/p>\n<p>&nbsp;<\/p>\n<p>Immediately following this notice of the FSC, DallBogg implemented comprehensive corrective measures to address all identified deficiencies. These measures have already shown tangible results over the past four months &#8211; from mid-June \u00a0to mid-October. Rarely does a working day pass with pending or unanswered customer complaints from the same day \u2013 even though regulatory requirements allow for 15 to 45 days in different host counties \u2013 and all payments are being executed well ahead of\u00a0deadlines.<\/p>\n<p>&nbsp;<\/p>\n<p>DallBogg has submitted a detailed progress report to the FSC, outlining the concrete improvements made across the nine assessment criteria defined by the European Insurance and Occupational Pensions Authority (EIOPA). Despite the clear evidence of progress, including negative indicators well below market averages, DallBogg has not yet\u00a0received any feedback on the report.<\/p>\n<p>&nbsp;<\/p>\n<p>Instead of clear, constructive guidance by the regulator, DallBogg has now been confronted with a new decision from the FSC, containing very broad general statements and claims not supported by facts. We have repeatedly urged the FSC to base any observations on verifiable evidence so that we can address them in a transparent and productive\u00a0manner. Unfortunately, these requests have so far gone unanswered.<\/p>\n<p>&nbsp;<\/p>\n<p>Please rest assured that we are fully committed to resolving this matter as fast as possible. We are working diligently to lift the temporary suspension and continue to cooperate closely with the regulator to achieve a positive resolution.<\/p>\n<p>&nbsp;<\/p>\n<p>We hope that the regulator will soon recognize the improved claims management process and acknowledge the consistent efforts being made toward its enhancement. During the period of suspension of the insurer\u2019s cross-border activity, we have paid compensation to affected parties totaling over EUR 47 million, which clearly demonstrates our continued commitment to protecting the interests of insurance consumers.<\/p>\n<p>&nbsp;<\/p>\n<p>Importantly, the quality and safety of DallBogg\u2019s existing insurance contracts remain unaffected. DallBogg currently maintains a Solvency Capital Requirement (SCR) coverage of 157% \u2013 or 138% under the most conservative methodology. We remain dedicated to the highest standards of compliance, transparency, and consumer protection, and will continue to safeguard the rights and interests of consumers everywhere and achieve even stronger capital adequacy as the leading and most dynamically developing Bulgarian insurer.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;full_width&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;center&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;52&#8243; padding_bottom=&#8221;20&#8243; z_index=&#8221;&#8221;][vc_column css_animation=&#8221;none&#8221;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\">\u0397 DallBogg \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03c0\u03b9\u03bf \u03b1\u03bd\u03b1\u03c0\u03c4\u03c5\u03c3\u03c3\u03cc\u03bc\u03b5\u03bd\u03b7 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03b5\u03c4\u03b1\u03b9\u03c1\u03af\u03b1 \u03c3\u03c4\u03b7 \u0392\u03bf\u03c5\u03bb\u03b3\u03b1\u03c1\u03af\u03b1<\/h3>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: center;\"><a href=\"https:\/\/checkout.dallbogg.com\/\">\u0391\u03b3\u03bf\u03c1\u03ac\u03c3\u03c4\u03b5 \u03bd\u03ad\u03bf \u03c3\u03c5\u03bc\u03b2\u03cc\u03bb\u03b1\u03b9\u03bf \u03b1\u03c3\u03c4\u03b9\u03ba\u03ae\u03c2 \u03b5\u03c5\u03b8\u03cd\u03bd\u03b7\u03c2 \u03ad\u03bd\u03b1\u03bd\u03c4\u03b9 \u03c4\u03c1\u03af\u03c4\u03c9\u03bd<\/a><\/h3>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; z_index=&#8221;&#8221;][vc_column width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;19731&#8243; img_size=&#8221;full&#8221; onclick=&#8221;custom_link&#8221; qode_css_animation=&#8221;&#8221; link=&#8221;https:\/\/dallbogg.bg\/en\/&#8221;][\/vc_column][vc_column width=&#8221;3\/4&#8243;][vc_empty_space height=&#8221;50px&#8221;][vc_column_text]<\/p>\n<h4 class=\"ls-layer\" style=\"text-align: center;\" data-ls-slidein=\"1\" data-ls-slideout=\"1\" data-ls-active=\"\"><a href=\"https:\/\/dallbogg.bg\/en\/\"><i>DallBogg: Life and Health Pension Assurance<\/i><\/a><\/h4>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;&#8221; row_type=&#8221;row&#8221; use_row_as_full_screen_section=&#8221;no&#8221; type=&#8221;grid&#8221; angled_section=&#8221;no&#8221; text_align=&#8221;left&#8221; background_image_as_pattern=&#8221;without_pattern&#8221; padding_top=&#8221;40&#8243; padding_bottom=&#8221;40&#8243; z_index=&#8221;&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;15793&#8243; img_size=&#8221;full&#8221; onclick=&#8221;custom_link&#8221; qode_css_animation=&#8221;element_from_fade&#8221; qode_hover_animation=&#8221;zoom_in&#8221; transition_delay=&#8221;0.2&#8243; link=&#8221;\/\/dallbogg.com\/el\/products\/&#8221;][vc_separator type=&#8221;transparent&#8221; up=&#8221;30&#8243; down=&#8221;0&#8243;][vc_column_text]<\/p>\n<h3 style=\"text-align: center;\"><a href=\"\/\/dallbogg.com\/el\/products\/\">\u03a0\u03c1\u03bf\u03ca\u03cc\u03bd\u03c4\u03b1<\/a><\/h3>\n<p>[\/vc_column_text][vc_separator type=&#8221;transparent&#8221; up=&#8221;15&#8243; down=&#8221;0&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;15794&#8243; img_size=&#8221;full&#8221; 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